MBA backs CFPB’s draft plan and urges TRID and servicing changes, plus disclosure and underwriting updates to expand credit access.

The proposed amendments were intended to streamline requirements and introduce new safeguards to mitigate foreclosure risk. They would replace the existing requirement that borrowers submit all ...

The CFPB recently released its Spring 2025 Regulatory Agenda. In this post, we focus on various residential mortgage-related items included in the Regulatory Agenda. We will address other aspects of ...

The Consumer Financial Protection Bureau (CFPB) has issued a proposed rule that could reshape how it asserts supervisory authority over nonbank mortgage lenders and other financial firms. Published in ...

A threatened cut to the Consumer Financial Protection Bureau is drawing alarm from Democrats who fear an impact on the housing market. This week, lawmakers led by Sen. Elizabeth Warren wrote a letter ...

Mortgage rates have dipped to their lowest levels in weeks, creating a more favorable environment for buyers and refinancers, even as federal regulators and the White House signal potential shifts in ...

A court tossed out a regulation written by the Consumer Financial Protection Bureau for payday lenders last week, saying the agency's funding was unconstitutional and that it, therefore, lacked the ...

The Consumer Financial Protection Bureau has finalized changes to Regulation B, which implements the Equal Credit Opportunity ...

The Consumer Financial Protection Bureau released preliminary research on the use of arbitration clauses in connection with consumer financial products and services. The research indicates that ...