How the Fair Credit Reporting Act (FCRA) Protects Consumer Rights

The Fair Credit Reporting Act (FCRA) is the federal law regulating the collection of consumers’ credit information and access ...
CNBC

Why more credit report errors are slipping through the cracks — and how to fix yours

Massive cuts by the Trump administration have seriously diminished the Consumer Financial Protection Bureau's (CFPB) oversight of credit bureaus, according to a new ProPublica report. Launched in the ...
JD Supra

Credit information: FCA-led remedies proposals published

The FCA is consulting on some of the FCA-led remedies from the package of measures set out in the December 2023 final report on its Credit Information Market Study (CIMS). These include proposed new ...
JD Supra

New York State to Restrict Use of Consumer Credit Information in Hiring and Employment

Beginning April 18, 2026, New York State employers will be restricted from using an applicant’s or employee’s consumer credit information when making employment-related decisions. S.B. 3072, signed by ...
American Banker

Lenders say consumer credit conditions dipped in 3Q: Report

Key insight: A new survey of consumer credit companies revealed deteriorating business conditions in the third quarter, and signs of increasing stress among some consumer segments. What's at stake: ...
The Manila Times

U.S. Consumer Credit Market Increasingly Splitting Along a K-Shaped Path, TransUnion Research Finds

New TransUnion (NYSE: TRU) research confirms that the U.S. consumer credit market is increasingly splitting along a K‑shaped path, with the riskiest and least risky credit tiers experiencing the most ...